/* ═══════════════════════════════════════
   BREXDEN INSURANCE — GLOBAL STYLES
   ═══════════════════════════════════════ */

/* ── Variables ── */
:root {
  --navy: #1A3A52;
  --navy-deep: #0D1B2A;
  --gold: #C5A55A;
  --gold-hover: #b8943f;
  --light-bg: #F7FAFC;
  --white: #FFFFFF;
  --text-dark: #2D3748;
  --text-med: #4A5568;
  --text-light: #718096;
  --shadow: 0 4px 24px rgba(0,0,0,0.08);
  --shadow-lg: 0 12px 48px rgba(0,0,0,0.12);
}

/* ── Reset ── */
*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; -webkit-font-smoothing:antialiased; }
body { font-family:'Lato',sans-serif; font-size:18px; line-height:1.7; color:var(--text-dark); background:var(--white); }
img { max-width:100%; display:block; }
h1,h2,h3,h4 { font-family:'Playfair Display',serif; font-weight:700; line-height:1.2; }
a { color: inherit; }
.container { max-width:1200px; margin:0 auto; padding:0 24px; }

/* ── Buttons ── */
.btn-primary {
  display:inline-block; background:var(--gold); color:var(--navy-deep);
  padding:18px 40px; border-radius:8px; font-family:'Lato',sans-serif;
  font-size:17px; font-weight:700; text-decoration:none; text-transform:uppercase;
  letter-spacing:1px; transition:all 0.3s ease; border:none; cursor:pointer;
}
.btn-primary:hover { background:var(--gold-hover); transform:translateY(-2px); box-shadow:0 8px 24px rgba(197,165,90,0.3); }

.btn-outline {
  display:inline-block; background:transparent; color:var(--white);
  padding:16px 36px; border-radius:8px; font-family:'Lato',sans-serif;
  font-size:17px; font-weight:700; text-decoration:none; letter-spacing:0.5px;
  border:2px solid rgba(255,255,255,0.5); transition:all 0.3s ease;
}
.btn-outline:hover { border-color:var(--white); background:rgba(255,255,255,0.1); }

.btn-outline-navy {
  display:inline-block; background:transparent; color:var(--navy);
  padding:16px 36px; border-radius:8px; font-family:'Lato',sans-serif;
  font-size:17px; font-weight:700; text-decoration:none; letter-spacing:0.5px;
  border:2px solid var(--navy); transition:all 0.3s ease;
}
.btn-outline-navy:hover { background:var(--navy); color:var(--white); }

/* ── Section Helpers ── */
.section-header { text-align:center; max-width:700px; margin:0 auto 60px; }
.section-header h2 { font-size:clamp(28px,3.5vw,42px); color:var(--navy); margin-bottom:20px; }
.section-header p { font-size:18px; color:var(--text-med); line-height:1.8; }

.section-navy { background:var(--navy); padding:100px 24px; }
.section-white { background:var(--white); padding:100px 24px; }
.section-light { background:var(--light-bg); padding:100px 24px; }

/* ── Navigation ── */
.nav {
  position:fixed; top:0; left:0; right:0; z-index:1000;
  background:var(--navy); padding:0 24px; transition:box-shadow 0.3s;
}
.nav.scrolled { box-shadow:0 2px 20px rgba(0,0,0,0.3); }
.nav-inner { max-width:1200px; margin:0 auto; display:flex; align-items:center; justify-content:space-between; height:72px; }
.nav-logo { display:flex; flex-direction:column; align-items:center; line-height:1; text-decoration:none; }
.nav-logo-name { font-family:'Playfair Display',serif; font-weight:700; font-size:24px; color:var(--white); letter-spacing:2px; }
.nav-logo-divider { width:100%; height:1.5px; background:var(--gold); margin:4px 0; }
.nav-logo-tagline { font-family:'Lato',sans-serif; font-size:11px; color:var(--gold); text-transform:uppercase; letter-spacing:3px; font-weight:400; }
.nav-links { display:flex; align-items:center; gap:28px; list-style:none; }
.nav-links a { font-family:'Lato',sans-serif; font-size:15px; color:rgba(255,255,255,0.85); text-decoration:none; font-weight:400; letter-spacing:0.3px; transition:color 0.2s; }
.nav-links a:hover { color:var(--gold); }
.nav-links a.active { color:var(--gold); }
.nav-cta { background:var(--gold)!important; color:var(--navy)!important; padding:10px 22px; border-radius:6px; font-weight:700!important; font-size:14px!important; text-transform:uppercase; letter-spacing:0.5px; transition:background 0.2s,transform 0.2s; }
.nav-cta:hover { background:var(--gold-hover)!important; transform:translateY(-1px); }
.nav-toggle { display:none; flex-direction:column; gap:5px; background:none; border:none; cursor:pointer; padding:8px; }
.nav-toggle span { width:24px; height:2px; background:var(--white); transition:all 0.3s; }

/* ── Page Hero (inner pages) ── */
.page-hero {
  background:linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 100%);
  padding:140px 24px 80px; text-align:center;
}
.page-hero h1 { font-size:clamp(32px,4.5vw,52px); color:var(--white); margin-bottom:16px; }
.page-hero h1 span { color:var(--gold); }
.page-hero p { font-size:19px; color:rgba(255,255,255,0.8); max-width:640px; margin:0 auto; line-height:1.8; }
.page-hero .breadcrumb { margin-bottom:16px; font-size:14px; color:rgba(255,255,255,0.5); }
.page-hero .breadcrumb a { color:var(--gold); text-decoration:none; }

/* ── Content Blocks ── */
.content-block { padding:80px 24px; }
.content-block h2 { font-size:clamp(26px,3vw,36px); color:var(--navy); margin-bottom:20px; }
.content-block h3 { font-size:24px; color:var(--navy); margin-bottom:16px; margin-top:32px; }
.content-block p { font-size:18px; color:var(--text-med); line-height:1.8; margin-bottom:20px; }
.content-block ul, .content-block ol { margin:0 0 20px 24px; color:var(--text-med); }
.content-block li { margin-bottom:8px; line-height:1.7; }

.two-col { display:grid; grid-template-columns:1fr 1fr; gap:60px; align-items:start; max-width:1100px; margin:0 auto; }

/* ── Cards ── */
.card-grid { display:grid; gap:28px; }
.card-grid-2 { grid-template-columns:repeat(2,1fr); }
.card-grid-3 { grid-template-columns:repeat(3,1fr); }

.card {
  background:var(--white); border-radius:16px; padding:36px 28px;
  box-shadow:var(--shadow); transition:transform 0.3s;
}
.card:hover { transform:translateY(-4px); }
.card h3 { font-size:22px; color:var(--navy); margin-bottom:12px; }
.card p { font-size:16px; color:var(--text-med); line-height:1.7; }
.card-icon { font-size:40px; margin-bottom:16px; }

/* ── Inline CTA Banner ── */
.cta-banner {
  background:linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 100%);
  padding:80px 24px; text-align:center;
}
.cta-banner h2 { color:var(--white); font-size:clamp(28px,3.5vw,40px); margin-bottom:16px; }
.cta-banner p { color:rgba(255,255,255,0.8); font-size:18px; max-width:560px; margin:0 auto 32px; line-height:1.8; }
.cta-buttons { display:flex; gap:16px; justify-content:center; flex-wrap:wrap; }

/* ── Comparison Table ── */
.comparison { display:grid; grid-template-columns:1fr 1fr; gap:32px; max-width:900px; margin:0 auto; }
.comparison-col { padding:40px 32px; border-radius:16px; }
.comparison-col.bad { background:#fafafa; border:1px solid #e8e8e8; }
.comparison-col.good { background:var(--navy); color:var(--white); box-shadow:var(--shadow-lg); }
.comparison-col h3 { font-family:'Lato',sans-serif; font-weight:900; text-transform:uppercase; letter-spacing:1px; font-size:16px; margin-bottom:28px; }
.comparison-col.bad h3 { color:var(--text-light); }
.comparison-col.good h3 { color:var(--gold); }
.comparison-col ul { list-style:none; }
.comparison-col ul li { padding:12px 0; border-bottom:1px solid rgba(128,128,128,0.15); font-size:17px; display:flex; align-items:flex-start; gap:12px; line-height:1.5; }
.comparison-col ul li:last-child { border-bottom:none; }
.comparison-col.bad li::before { content:'✕'; color:#c0392b; font-weight:700; font-size:14px; flex-shrink:0; margin-top:3px; }
.comparison-col.good li::before { content:'✓'; color:var(--gold); font-weight:700; font-size:16px; flex-shrink:0; margin-top:2px; }

/* ── Reviews ── */
.review-card { background:var(--white); border-radius:16px; padding:36px 28px; box-shadow:var(--shadow); }
.review-stars { color:var(--gold); font-size:18px; letter-spacing:2px; margin-bottom:16px; }
.review-text { font-size:16px; color:var(--text-med); line-height:1.8; margin-bottom:20px; font-style:italic; }
.review-name { font-family:'Lato',sans-serif; font-weight:700; color:var(--navy); font-size:15px; }
.review-source { font-size:13px; color:var(--text-light); margin-top:2px; }

/* ── Carriers Strip ── */
.carrier-grid { display:grid; grid-template-columns:repeat(6,1fr); gap:20px; max-width:1000px; margin:0 auto 32px; }
.carrier-tile { background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.12); border-radius:12px; padding:24px 12px; text-align:center; transition:all 0.3s; }
.carrier-tile:hover { background:rgba(255,255,255,0.14); border-color:var(--gold); transform:translateY(-2px); }
.carrier-tile span { color:var(--white); font-family:'Lato',sans-serif; font-size:14px; font-weight:700; line-height:1.3; display:block; }

/* ── Trust Points ── */
.trust-points { display:flex; flex-wrap:wrap; gap:16px; }
.trust-point { display:flex; align-items:center; gap:8px; background:var(--light-bg); padding:10px 18px; border-radius:100px; font-size:14px; font-weight:700; color:var(--navy); letter-spacing:0.3px; }
.trust-point .icon { color:var(--gold); font-size:16px; }

/* ── SHARE Steps ── */
.share-steps { display:grid; grid-template-columns:repeat(5,1fr); gap:24px; max-width:1100px; margin:0 auto; }
.share-step { text-align:center; padding:32px 16px; background:var(--white); border-radius:16px; box-shadow:var(--shadow); transition:transform 0.3s; }
.share-step:hover { transform:translateY(-4px); }
.share-letter { font-family:'Playfair Display',serif; font-size:52px; font-weight:900; color:var(--gold); line-height:1; margin-bottom:12px; }
.share-step-name { font-family:'Lato',sans-serif; font-size:16px; font-weight:900; color:var(--navy); text-transform:uppercase; letter-spacing:1.5px; margin-bottom:12px; }
.share-step-desc { font-size:15px; color:var(--text-med); line-height:1.6; }

/* ── Footer ── */
.footer { background:var(--navy-deep); padding:60px 24px 24px; }
.footer-inner { max-width:1200px; margin:0 auto; display:grid; grid-template-columns:1.5fr 1fr 1fr 1fr; gap:48px; padding-bottom:40px; border-bottom:1px solid rgba(255,255,255,0.1); }
.footer-brand p { color:rgba(255,255,255,0.6); font-size:15px; line-height:1.7; margin-bottom:20px; }
.footer-brand .phone { color:var(--gold); font-size:20px; font-weight:700; text-decoration:none; display:block; margin-bottom:4px; }
.footer-brand .location { color:rgba(255,255,255,0.5); font-size:14px; }
.footer-col h4 { font-family:'Lato',sans-serif; font-size:13px; font-weight:700; color:var(--gold); text-transform:uppercase; letter-spacing:2px; margin-bottom:20px; }
.footer-col ul { list-style:none; }
.footer-col ul li { margin-bottom:10px; }
.footer-col ul a { color:rgba(255,255,255,0.6); text-decoration:none; font-size:15px; transition:color 0.2s; }
.footer-col ul a:hover { color:var(--gold); }
.footer-bottom { max-width:1200px; margin:0 auto; padding-top:24px; text-align:center; }
.footer-disclaimer { color:rgba(255,255,255,0.35); font-size:12px; line-height:1.8; max-width:900px; margin:0 auto 12px; }
.footer-copy { color:rgba(255,255,255,0.4); font-size:13px; }

/* ── Sticky Call Bar ── */
.sticky-bar { position:fixed; bottom:0; left:0; right:0; z-index:999; background:var(--gold); padding:14px 24px; text-align:center; box-shadow:0 -2px 16px rgba(0,0,0,0.15); }
.sticky-bar a { color:var(--navy-deep); text-decoration:none; font-family:'Lato',sans-serif; font-weight:900; font-size:17px; letter-spacing:0.5px; display:flex; align-items:center; justify-content:center; gap:8px; }

/* ── Animations ── */
.fade-up { opacity:0; transform:translateY(24px); transition:all 0.6s ease; }
.fade-up.visible { opacity:1; transform:translateY(0); }

/* ── Location Grid ── */
.location-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:16px; max-width:1100px; margin:0 auto; }
.location-card { background:var(--white); border:1px solid #e8e8e8; border-radius:12px; padding:20px; text-align:center; text-decoration:none; transition:all 0.3s; }
.location-card:hover { border-color:var(--gold); transform:translateY(-2px); box-shadow:var(--shadow); }
.location-card .city { font-family:'Lato',sans-serif; font-size:16px; font-weight:700; color:var(--navy); }
.location-card .state { font-size:13px; color:var(--text-light); }

/* ── FAQ Accordion ── */
.faq-item { border-bottom:1px solid #e8e8e8; }
.faq-q { padding:20px 0; cursor:pointer; display:flex; justify-content:space-between; align-items:center; font-family:'Lato',sans-serif; font-size:18px; font-weight:700; color:var(--navy); }
.faq-q::after { content:'+'; font-size:24px; color:var(--gold); transition:transform 0.3s; }
.faq-q.open::after { transform:rotate(45deg); }
.faq-a { max-height:0; overflow:hidden; transition:max-height 0.3s ease; }
.faq-a-inner { padding:0 0 20px; font-size:17px; color:var(--text-med); line-height:1.8; }

/* ═══ RESPONSIVE ═══ */
@media (max-width:1024px) {
  .carrier-grid { grid-template-columns:repeat(3,1fr); }
  .footer-inner { grid-template-columns:1fr 1fr; }
  .location-grid { grid-template-columns:repeat(3,1fr); }
  .card-grid-3 { grid-template-columns:repeat(2,1fr); }
}

@media (max-width:768px) {
  body { padding-bottom:56px; }
  .nav-links { display:none; }
  .nav-toggle { display:flex; }
  .nav-links.open { display:flex; flex-direction:column; position:absolute; top:72px; left:0; right:0; background:var(--navy-deep); padding:20px 24px; gap:16px; box-shadow:0 8px 24px rgba(0,0,0,0.3); }
  .comparison { grid-template-columns:1fr; }
  .card-grid-2, .card-grid-3 { grid-template-columns:1fr; }
  .share-steps { grid-template-columns:1fr 1fr; }
  .two-col { grid-template-columns:1fr; }
  .carrier-grid { grid-template-columns:repeat(2,1fr); }
  .footer-inner { grid-template-columns:1fr; gap:32px; }
  .location-grid { grid-template-columns:repeat(2,1fr); }
  .page-hero { padding:120px 24px 60px; }
}

@media (max-width:480px) {
  .share-steps { grid-template-columns:1fr; max-width:320px; margin:0 auto; }
  .location-grid { grid-template-columns:1fr; }
}